Calculating your monthly benefit amount


For people who thumbnail MMHhave applied for Social Security Disability benefits, it is important to know how much your monthly benefit would be if you are found disabled.  This is called your primary insurance amount, or PIA.

For most people, their monthly benefit amount on disability is very close to their estimated monthly benefit at full retirement age.  

We encourage those who are able to set up an online account with Social Security so that you can view your wage record and see your estimated monthly benefit.  I will warn our readers that it can be a bit frustrating to set up this account because they work very hard to confirm that no unauthorized person is accessing your account information.  In my case, this meant that there were a couple security questions that I had difficulty answering, so I had to wait 24 hours to access my account.

Social Security also publishes a calculator that you can plug all your wage information into in order to get an estimate of your monthly benefit.